Not financial, investment, accounting, tax, or legal advice
Bigger Referrals does not provide financial advice, investment advice, accounting services, bookkeeping services, tax advice, legal advice, credit advice, debt-collection services, or fiduciary services. Information displayed in the Service is provided for referral coordination and recordkeeping and should not be treated as professional advice.
Consult an appropriately qualified professional when you need advice about taxes, accounting, contracts, employment, licensing, securities, debt collection, regulatory obligations, or other legal or financial matters.
Not a bank, wallet, escrow service, or referral payment processor
Bigger Referrals does not hold member funds, maintain member balances, transmit referral rewards, escrow money, settle transactions, guarantee payment, reverse payments, or connect referral rewards to a live bank or payment network.
Members pay referral rewards to one another outside Bigger Referrals using methods they choose. The Service records what members say was agreed, owed, sent, received, disputed, corrected, or confirmed.
Membership billing is separate
Bigger Referrals may charge a membership fee through a third-party payment provider. That provider processes the payment method used to pay Bigger Referrals itself. Membership billing does not convert Bigger Referrals into a processor, custodian, or intermediary for referral rewards between members.
Bigger Referrals may store limited membership-billing metadata such as provider identifiers, subscription status, billing dates, and whether a payment method is on file. Full card or bank credentials are intended to remain with the payment provider rather than in the Bigger Referrals application.
Ledger information is not live payment information
Dollar amounts, percentages, deal values, payment methods, references, due dates, payment statuses, and receipt confirmations shown in referral records are not live feeds from a member's bank, credit card, payment processor, or accounting system. A record may be updated after the underlying real-world event and may be incomplete, mistaken, disputed, or false.
The words "paid," "confirmed," "due," "overdue," "signed," or similar labels describe the state of the Bigger Referrals record. They are not a bank statement, settlement confirmation, audited financial statement, payment-provider receipt, tax form, invoice, proof of debt, or legal judgment.
We cannot independently verify member-entered data
Bigger Referrals may preserve who entered or changed information and may provide moderation or correction tools, but it cannot independently verify every referral, client relationship, contract, deal value, reward obligation, payment, receipt, note, or supporting statement.
You are responsible for checking information before relying on it and for keeping source records needed to prove your own transactions or obligations.
Do not use Bigger Referrals as your only financial record
Keep your own contracts, invoices, receipts, bank statements, payment-provider records, tax records, accounting records, correspondence, and other source documents. If a Bigger Referrals record conflicts with a source document or a third-party financial record, investigate the difference rather than assuming the Bigger Referrals entry is authoritative.
Downloads and exports
Members may be able to download referral and ledger records, including CSV files. An export is a copy of information available to the Service at the time of export. It is not an audit, certification, reconciliation, or verification of the underlying events.
Exported files may contain names, referral details, financial figures, payment references, and other sensitive business or personal information. Once a file is downloaded, it is outside Bigger Referrals' access controls. Store exports securely, restrict who can open them, use encryption where appropriate, avoid insecure sharing, maintain backups where needed, and securely delete copies you no longer need.
No guarantee of payment or business results
Bigger Referrals does not guarantee that a referred prospect will respond, become a client, pay a member, generate a reward, or produce any particular revenue. We also do not guarantee that another member will pay a reward when due, that a reported payment can be collected, or that an underlying referral arrangement is legally enforceable.
Taxes and reporting
Members are responsible for determining whether referral rewards, membership expenses, or other activity creates tax, reporting, recordkeeping, licensing, or disclosure obligations. Bigger Referrals does not determine the tax treatment of a reward and does not replace records required by a taxing authority or accounting system.
Questions
Questions about how Bigger Referrals records referral or payment information may be sent to support@biggerreferrals.net.